Converting Creditor Matrix to TXT File
Last Updated: June 15, 2004

A creditor matrix contains each creditor’s name and mailing address.  Most bankruptcy software programs will save the creditor matrix as a .txt file.

The following instructions will guide you to correctly format a creditor matrix and save it as a .txt file.

Suggested Creditor Matrix Specifications:

  • The name and address of each creditor cannot be more than 5 lines.

  • Each line may contain no more than 40 characters including blanks.

  • Names addresses should be left justified.

  • Account numbers should be left off and “attention” lines should be placed on the second line of the name/address.

  • City, State and ZIP code must be on the last line.

  • Nine digit ZIP codes must be typed with a hyphen separating the two groups of digits.

  • All States must be two-letter abbreviations and capitalized.

  • Each creditor must be separated by at least one blank line.

  • Do not include page numbers, headers, footers, debtor names, etc.

To Save the Creditor Matrix file with a .txt Extension:

  1. After creating the creditor list in Word Perfect or Microsoft Word, click on [File] in the WordPerfect or Microsoft Word toolbar to display the drop down list.

  2. Click [Save As] in the drop down list.

  3. If in Microsoft Word, Skip to Step 4. If in WordPerfect:

    • Click the drop down menu arrow in the File type box.

    • Select the file type ASCII DOS TEXT.

  4. If in Microsoft Word:

    • Click on the drop down box arrow in the Save As Type box.

    • Select the file type of Text Files (*.txt) or Text Only (*.txt).

  5. Enter the file name in the File Name: box.  (The system provides the same file name with a .txt extension.)

  6. Click the [Save] button.